FAQ Direct Lending Austin TX

Some of the most common questions we get from people who are new to Direct Lending.

How Fast Can You Close?

We typically close our loans in 10 days or less

What is Your Maximum loan to value {LTV} on purchases?

Depending on the property we can go as high as 70%

What is your maximum loan to value (LTV) on refinances?

Depending on the property we can go as high as 65%

What are your loan origination fees?

Typically from 2.5%-3% of the loan amount

What are your Interest rates?

10.99% – 11.99%

See our Austin Hard Money Page for more info.

Rehab Loan Texas FAQ

Here is one of the most popular questions we get about rehab loans.

Do you own a property free and clear or low balance?


We can fund investment property loans that need rehab or cash out for business purposes. We are very flexible on income verification and credit scores. If you have a low mortgage balance on your home and are behind on property taxes, mortgage payments and are planning to sell we can help. Loan-to-value is slightly lower than purchase and rehab loans and generally must be at or below 60%. No owner occupied property loans will be considered.
Properties in foreclosure can be funded. We do not provide funding for the purchase of properties at an auction. We will fund a property that has been purchased at an auction and has a clear title.

Rehab Loans for Dallas TX

If you are having trouble getting a loan for a rehab property in Dallas, TX then you should contact us today:

Rehab Loan Program Highlights for Dallas, TX

    • Close in as little as 3 days
    • No Survey Required
    • All types of residential real estate
    • Loan amounts between $25,000 and $1 million
    • Stated income and stated asset programs. No income verification.
    • No FICO Minimums
    • Purchases and refi’s
    • Will lend as much as 95% of purchase price and 75% of rehab on purchases
    • Competitive hard money rates: 11.99% interest rate, 3-4 points plus doc fees and no hidden costs
    • NO prepayment penalty
    • Sleep better with longer terms! 5 Year balloon on all loans!

Call us today at 866.779.2453

Investment Refinance and Cash Out Loans for Investors

We offer loans specifically for investors who are looking to refinance their investments or are looking to cash out.

Highlights of this type of loan include:

  • 12% Interest rate
  • 5 Year Balloon
  • Up to 65% Loan to Value
  • 20 Year Amortization
We can get your loan approved within 24 hours and close within 7 days.  That’s about as fast as anyone in the business.  Our program is designed for the investor wanting to improve a property in disrepair in order to make it a bankable property with a conventional lender or community banker.
We can help you be refinancing investment properties that are currently in your real estate portfolio.  You can call us at (866) 779-2453 or fill out an online application.

Who is DJ Jordan Properties

We are hard money lenders who lend on residential investment properties.  We are based out of El Paso, TX and lend to people in the major metro areas of Texas including:  Dallas, San Antonio, Austin, and Houston.  We also lend in Southern California.

We are collateral based lenders and consider all scores and income levels.  We allow our financing to be used to refinance an existing loan, pull cashout of an existing property or to purchase a flip or rental property.

Highlights of our loan programs include:

  • Closings in as little as 5 business days
  • Longer 5 term balloon financing
  • Competitive interest rates
  • Bad Credit or no credit is ok

Rehab Loans for Texas and California

We fund rehab loans for both properties in Texas and Southern California.

Program Highlights

    • Close in as little as 3 days
    • No Survey Required
    • All types of residential real estate
    • Loan amounts between $25,000 and $1 million
    • Stated income and stated asset programs. No income verification.
    • No FICO Minimums
    • Purchases and refi’s
    • Will lend as much as 95% of purchase price and 75% of rehab on purchases
    • Competitive hard money rates: 11.99% interest rate, 3-4 points plus doc fees and no hidden costs
    • NO prepayment penalty
    • Sleep better with longer terms! 5 Year balloon on all loans!

Call us today at 866.779.2453