We also offer hard money loans in southern California. Our same great rates and programs apply but we are only interested in properties in the southern California area including cities such as: San Diego, Los Angeles, and Carlsbad.
We are experienced and dedicated hard money direce lenders. We have over 20 years of experience lending throughout Texas and Southern California. Our loan programs offer 5 year financing on all residential investment properties but we do not lend on owner occupied properties and will only fund investor loans. You can get started today by calling 866-779-2453 or submitting an application online at no cost to you.
Our loans are based on collateral and we consider all credit scores and income levels. We also have wholesale programs available. Our hard money loans can be used to pull cash out of a property, or to purchase a flip or rental property. And we offer refinancing on existing loans.
Apply online today and get a quick, honest answer on your loan request.
We try to make it as painless as possible and be respectful of your time. We will always be straightforward with you and give you an honest quote. Our goal is to help you now and in the future. We can get you an approval in as little as 24 hours.
We are a collateral based lender. On purchases, our loan to value will not exceed 65% of the after repaired value and you must have cash to put into the deal (5%-10% down plus closing costs). If your deal can meet or exceed both of those requirements, then you will most likely be approved. We are deal driven not credit score or income driven. On the cashout of an investment property our maximum loan to value is 60%.
Major Metropolitan areas and suburbs in Southern California: San Diego, Los Angeles, and Carlsbad.